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11 days ago
Santander
Salary: competitive
Location: Milton Keynes
Job type: Permanent
Category: Analysis Jobs
Credit Analyst – Banking Portfolio – Permanent – Milton Keynes

Job Title:

Credit Analyst – Banking Portfolio – Permanent – Milton Keynes

Region:

South East England

Date Closes:

26/04/2019

Ref Number:

A29961

Grow with a company that puts customers first

We have an exciting opportunity for a Credit Analyst to join our team based in Milton Keynes.

Risk is now firmly at the heart of every single financial services company, and that's where you'll be if you join the team as a Credit Risk Analyst. Helping to manage risk for one of the UK leading challenger banks is an exciting and rewarding place to develop your risk management skills. It's a great place to advance your career.

We’re passionate about helping people and businesses prosper and we strive to be simple, personal and fair in everything we do. That’s why we’ve built a culture of respect, where everyone is empowered to keep their promises and go above-and-beyond for our customers, colleagues and the communities we serve.

As a Credit Analyst your main responsibilities will be

* Identify key portfolio issues requiring further investigation using in depth knowledge of credit portfolio performance.

* Develop original, industry leading, analytical techniques for tackling complex and varied business problems.

* Use expert judgement and fresh thinking to analyse and predict the outcome of unprecedented business strategies.

* Have a detailed knowledge of complex systems and data sources and how to use the data to deliver meaningful information.

* Conduct detailed statistical data analysis using appropriate analysis software (e.g. SAS) under guidance of Line Manager or other more Senior Analysts / Managers.

* Ensure that all analysis is completed with a high degree of accuracy and that all assumptions are clearly stated.

Minimum skills and experience required:

* Very high degree of mathematical literacy.

* Strong oral and written communication skills.

* Able to take a pragmatic attitude when dealing with uncertainty.

* Tenacity and attention to detail.

* Developing awareness of credit industry products and markets.

* Creative thinking required as many problems are unprecedented and without guidelines.

* Resilient to setbacks, with the tenacity and drive required to solve complex challenging problems.

* High degree of computer literacy.

Rewarding you

Salary is competitive

For your commitment and success, Santander offers a competitive basic salary with a distinct career development opportunity. In addition to your salary and bonus, we offer you a benefits package that’s flexible and allows you to be in control, as well as all the policies, tools and guidance to support you.

Other Santander benefits include:

* Pension with generous contributions from Santander

* 27 days’ holiday plus bank holidays, with the option to purchase up to 5 contractual days per year

* Voluntary healthcare benefits at discounted rates such as Private medical insurance, Dental insurance, Healthcare Cash Plan and Health assessments

* 24/7 access to an online employee discount platform. Save money on everything from groceries, electronics, fashion, holidays and much more

* Benefits supporting you and your family, such as voluntary Life assurance and Critical illness cover

* Option to a Company car if you drive more than 8,000 business miles per year

* Access to an All Employee car scheme

* Excellent employee recognition schemes - be recognised for demonstrating great behaviours

* Share in Santander’s success by investing in our Sharesave and Partnership shares plans

* Support your favourite causes through charitable giving and our community partnerships

Location

You’ll be based in one of our biggest offices in the UK, right in the heart of Milton Keynes, home to a range of key functions including Marketing, Finance and Risk and conveniently located only a short walking distance from Milton Keynes Central rail station and Shopping Centre. Offering an onsite gym, restaurant, coffee shop and banking facilities, the atmosphere is a vibrant one with plenty of opportunities to socialise and get involved in local community and charity work.

Why Santander?

We’ll give you more than a job, we’ll give you a purpose – to help people and businesses prosper.

We’ve created an environment where we always put people first, that’s why we offer flexible work options to help you do your job in a way that suits you. Whatever your unique ambitions, you’ll have plenty of room to grow, with tailored training and development opportunities and a wide range of benefits designed to suit your lifestyle. What’s more, we’ll also support you in making a difference through our volunteering and fundraising schemes. Our commitment to our people hasn’t gone unnoticed and we’ve been listed as one of Britain’s Top Employers by the Top Employers Institute since 2012.

Time to apply

If this sounds like a role you’re interested in then please apply on the link below.

Equal Opportunities Statement

Santander are an equal opportunities employer who are simple, personal and fair in everything we do. For more information on our commitment to equal opportunities, please visit our diversity page here.

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